We answer some of your questions on how to select the right credit card for your needs.
Most credit card companies now offer co-branded credit cards. But do you know what they are and how you can benefit from using them?
We asked readers to send in their opinion on the advantages and disadvantages of credit cards and debit cards. Here's what four GA readers have to say about the subject.
Police are yet to contact banks whose credit cards are said to have been found from terrorists who carried out brazen attacks on Mumbai.
The credit cards phenomenon has invaded India and most people have gotten so used to it that they can not live with out it. However, unlike in the west, the dice here in India is totally loaded against the user as the Reserve Bank of India is able to do very little in securing the user.
Here's how to get out of this situation without hurting your CIBIL score.
Get Ahead readers in their response to the credit card vs debit card debate tell about their credit card experiences.
Goalless Turkey were ousted from the FIFA World Cup 2026 after losses to Australia and Paraguay in Group D, thwarted by poor finishing and a staunch opposition defence.
Important points to remember when you think of transferring your credit card balance.
So how does one be safe? Here are some basic guidelines -- dos and don'ts -- to help you be secure when using a card.
12 types of credit cards you must know of and when you become eligible to own one.
Credit card spends touched an all-time high of Rs 1.16 trillion in July, registering a growth of 6.5 per cent on a month-on-month basis and 54 per cent year-on-year, latest data put out by the Reserve Bank of India revealed. Spends have topped the Rs 1 trillion level for five consecutive months now. Industry participants are expecting further tailwinds in credit card spends with the onset of the festive season, where spends typically remain at an elevated level.
The Directorate of Revenue Intelligence (DRI) has seized approximately 8.3 kilograms of crystal methamphetamine worth Rs 8.3 crore in Bengaluru and arrested three individuals involved in the drug trafficking network.
If you have a huge debt, pay up, don't neglect it, says personal finance expert Harsh Roongta.
Who could have thought that credit card spending offers a peep not only into the financial health but also into the behaviour of a person!
While it is a convenient mode of payment, it is not an efficient way of borrowing. Repay your dues fully every month if you decide to use it
The Reserve Bank of India (RBI) announced new rules for credit cards, applicable from July 1. "These directions cover the general and conduct regulations relating to credit, debit and co-branded cards which shall be read along with prudential, payment and technology & cyber security related directions applicable to credit, debit and co-branded cards, as issued by the Reserve Bank," the circular by RBI said. Business Standard culled out key rules from the list, and asked financial experts for advice on them, along with the thumb rules one needs to follow while using credit cards.
One should concentrate on using credit card only for planned expenses rather than trying to plan an optimum usage of all the cards, says Harsh Roongta.
5 precautionary measures you must take to prevent any misuse of your credit card.
Confused while reading your credit card bills? Here's help.
Whch credit card best suits you? How do you deal with wrong billing? Find out the answers to these and other credit card related queries
Impulsive plastic money spenders face the prospect of paying interest rates in excess of 40 per cent a year.
Some significant points before you zero-in on number of credit cards you should possess
Be careful about what and how you spend using your credit card while travelling abroad.
The Reserve Bank of India's (RBI's) recent decision to allow credit cards for payments through the Unified Payments Interface (UPI) is likely to attract a merchant discount rate (MDR), said a top payment industry source. For smaller merchants, a subsidy for MDR could be provided. "With credit card-UPI linkage, UPI will not only be a payment instrument but also a lending platform. "How can banks lend without a commercial model? Also, the government has said MDR will be zero for payment products but not for lending products," the source said, indicating the MDR regime for credit card-linked UPI payments.
Tech giant Apple has stopped accepting payments via debit and credit cards in India. Apple has stopped accepting cards for subscriptions, and purchases using credit cards issued by banks in India. Apple will also not accept payments for ad campaigns on Apple Search using credit cards issued by Indian banks. All campaigns will be put on hold from June 1.
Banks report you to the credit bureau if you default on your credit card payments. Here's what happens if you are blacklisted.
Indian wrestler Sujeet Kalkal, dominant in the 65kg category, attributes his success to consistency and self-belief, aiming for gold at the upcoming Asian Games and World Championships.
Here are a few things one can do to guard your credit cards.
Indian wrestler Sujeet Kalkal, dominant in the 65kg category, attributes his success to consistency and self-belief, focusing on self-improvement and rigorous training for upcoming challenges like the Asian Games and World Championships.
The CBSE reported that its re-evaluation portal faced a series of cyberattacks, including a denial-of-service attack, while students accessed the platform for verification and re-evaluation of answer books.
Here are 5 ways you can get a credit card even if you do not have a job.
Customers having multiple credit cards will now not be allowed the luxury of using any of them if they default on making payments for even one, thanks to stringent measures being adopted by banks.
While shopping for a credit card, it is important to note a few things. Read on.
The outstanding credit card base dropped to 77.99 million in August from over 80 million in July, mainly on account of the new norms of the Reserve Bank of India (RBI) that warrant the deactivation of cards that are inactive for a year. While there was a 2.8 per cent decline in net card additions on a month-on-month (MoM) basis in August, a first in many months, credit card spends slipped 3 per cent on a high base. Still, spends topped the Rs 1-trillion mark for the sixth consecutive month.
Easy to create and convenient to use, virtual credit cards also offer superior safety against frauds and misuse in online transactions.
To be smart with your credit card and avoid falling into a debt trap you need to know the rules of the credit card usage.
